Workers’ compensation insurance is designed to compensate employees who are injured while performing their jobs. In Huntersville, North Carolina, almost all businesses with 3 or more employees are legally required to carry workers’ compensation insurance (with some exceptions). You can claim compensation for injuries by filing a workers’ comp claim with the employers’ insurance provider.
The Huntersville workers’ compensation claims process is quite complicated. Handling your own claim may not be the best option available to you if you need to obtain maximum compensation for your injuries. You need to work with a specialized workers’ compensation lawyer in Huntersville to claim maximum benefits.
1Charlotte is a trusted name in North Carolina when it comes to workers’ compensation law. Our lawyers have handled hundreds of workers’ comp claims in the past. We have the necessary expertise, skills, and knowledge to take your case to trial if the insurance company doesn’t pay the compensation amount that you rightly deserve.
Our workers’ comp lawyers are willing to walk that extra mile to satisfy your needs and obtain maximum benefits for you and your family. That’s why you can rely on us for all your workers’ comp claims. Call 1Charlotte at 704.706.2689 today to guide you through the steps of the workers’ comp claim process.
Table of Contents
How Can I Know if My Injury Will Be Covered By a Workers’ Comp Claim?
Workers’ compensation insurance usually covers all injuries or illnesses that occur while you perform the job. Injuries and illnesses can occur when you are exposed to dangerous tools and machinery, work activities, and materials. If the injury or illness is self-inflicted or occurs when you violate the safety procedures laid down by the company, such injuries or illnesses are not covered by the worker’s comp insurance policy. Here are some of the most common work-related injuries covered by workers’ comp insurance:
- Hearing loss
- Eye injuries due to tools, machinery, and chemicals
- Amputations due to accident that occur while operating machinery or tools
- Slip and fall accidents
- Electrocutions and burns
- Mesothelioma and other illnesses due to asbestos exposure
- Asthma and other respiratory illnesses due to chemical exposure
- Injuries due to operating defective machinery and tools
- Work-related heart attacks, strokes, and hypertension
- Work induced psychiatric and emotional problems
Here are some injuries and illnesses that are not covered by the policy:
- Self-inflicted injuries
- Injuries due to fighting
- Stress and other psychiatric disorders
- Injuries while committing a crime or while under the influence of alcohol or drugs
- Injuries or illnesses that occur when you violate company safety procedures
Statute of Limitations in North Carolina
North Carolina’s statute of limitations will come into effect two years from the date of the accident or injury. You should file the workers’ comp claim within two years from the date of the injury. If not, you will not be able to file your claim. On the other hand, you need to notify the employer about the accident as soon as possible. North Carolina gives the employee thirty days to notify the employer about the accident or injury.
How to File a Workers’ Comp Claim in North Carolina
When you have been injured while performing the job, you are entitled to claim compensation for your injuries. You need to file a workers’ comp claim with the North Carolina Industrial Commission. The first step is to notify the employer about your injuries as soon as possible or within thirty days of the accident. You should give written notice to the employer or his/her representative within this period.
The next step is to file a workers’ comp claim with the North Carolina Industrial Commission. Complete Form 18 and submit your claim to the North Carolina Industrial Commission within two years of the accident to avoid the statute of limitations in North Carolina. Don’t forget to send a copy of the claim to your employer.
Don’t rely on your employer to file the claim on your behalf. You need to file the claim before the deadline to obtain maximum compensation for your injuries. Once you have completed the filing process, the employer or its insurance company should either accept the claim or deny the claim.
Get Help with the Huntersville Workers’ Compensation Claims Process
When you are injured while performing your job, you are entitled to claim compensation for your damages. You need to file a claim with the employer’s insurance company to claim damages from the workers’ comp insurance. Make sure you hire the best workers’ comp lawyer in Huntersville NC to file your claim and obtain maximum compensation in the process. Call our personal injury law firm at 704.706.2689 today to guide you through the steps of the workers’ comp claim process in Hunterville, North Carolina.
