Have you been injured in the workplace or have you gotten an ailment that can be attributed to your workplace conditions? Did your injuries or ailment lead to permanent disability? Did you lose earnings as a result of missing work because of your injuries or ailment?
If the answer to these questions is yes, then under North Carolina laws, you can seek and receive Mooresville Workers’ Compensation Benefits.
To get Mooresville workers’ compensation benefits, you must prove that you suffered a disability or lost income as a result of injuries or an ailment suffered at your place of work. To provide proof of loss of income you must file a claim with the North Carolina Industrial Commission.
Mooresville workers’ compensation benefits laws are complex hence the need to consult board-certified workers’ compensation attorneys in NC like our team at 1Charlotte.
Given that there are several types of workers’ compensation that you can receive under North Carolina laws, it is best to deal with a highly proficient team of lawyers like us who can help you calculate the total compensation due to you.
We have extensive experience in proving disability on behalf of our clients and our litigation experience is unmatched across the State. To get started on filing a Mooresville workers’ compensation benefits claim in NC, give us a call on (704) 706-2689.
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What Are The Compensation Income Limits In North Carolina?
There are no specific limits on the amount of compensation that you can receive in North Carolina. The amount of compensation that you receive will depend on the type of Mooresville workers’ compensation benefits that you file as well as the income that you were earning prior to your injuries or ailment.
Types Of Mooresville Workers’ Compensation Benefits In North Carolina
In NC, compensation benefits are typically divided into four classes. On filing a workers’ compensation claim, the benefits that you are awarded will depend on the nature of your disability (permanent or temporary) as well as how long your disability may last (permanent or temporary).
The four main types of benefits include:
Temporary Total Disability Benefits (TTD)
These are benefits that are usually paid as you heal immediately after sustaining injuries at the workplace or from the moment that you become sick and cannot work in the current work environment.
To receive TTD benefits, you have to prove that you cannot work due to your current injuries. This can typically be proven if you receive orders from a doctor stopping you from undertaking your current work. You can also seek this type of compensation if your employer cannot provide working conditions that accommodate your current conditions.
TTD benefits can only be stopped if you return to your past job or if your employer can prove that you are no longer disabled to the industrial commission. It is also worth noting that under current laws, you can only be paid TTD benefits for up to 500 weeks.
Temporary Partial Disability Benefits (TPD)
These types of benefits are usually paid as you heal but when you are still working for your employer at reduced wages. As per current laws, you can only receive this type of compensation for up to 500 weeks if you sustained your injuries after July 2014.
Permanent Partial Disability (PPD)
PPD benefits are usually paid to a worker at the end of the healing period known as the ‘Maximum Medical Improvement’ but when one still has a disability or bodily impairment.
Under this type of benefits, the impairments that still remain after the Maximum Medical Improvement period elapses are usually assigned a percentage disability rating by a medical doctor and a maximum number of weeks within which you can seek this type of benefits depending on the injured body part.
Permanent Total Disability Benefits (PTD)
PTD benefits in North Carolina are only paid to workers under certain circumstances. These benefits are paid for life. They are typically paid to workers who can prove that they cannot work effectively again in any suitable environment.
As of 2014, you are typically eligible to pursue this type of workers’ compensation in NC if you meet the following conditions:
- You lost both hands or feet or a combination of both
- You sustained spinal injuries that led to paralysis in the arms or legs
- You suffered second or third degree burns that cover over 33% of your body
How Are Mooresville Workers’ Compensation Benefits Calculated In North Carolina?
Temporary Total Disability Benefits (TTD)
TTD benefits typically account for ⅔ of your average weekly income. This type of workers’ compensation benefits are usually paid weekly.
Temporary Partial Disability Benefits (TPD)
TPD benefits typically account for ⅔ of the difference between your weekly average income and the reduced income that you are currently earning.
Permanent Partial Disability (PPD)
PPD compensation benefits are typically calculated based on the percentage rating of impairment given by a doctor, the number of weeks assigned to the particular body part, and the compensation rate assigned to the employee based on the role they play at the workplace.
For example, after the Maximum Medical Improvement period has elapsed, the PPD benefits for a worker who has an injured hand with an impairment percentage rating of 20% and a compensation rate of $500 will be calculated as follows:
- Impairment percentage rating – 20%
- Weeks assigned for a hand injury – 200 weeks
- Compensation rate – $500
The PPD benefits will be calculated as:
20% × 200 weeks × $500 = $20,000
This worker will therefore receive PPD benefits totaling $20,000.
Are Mooresville Workers’ Compensation Benefits In North Carolina Taxable?
Under North Carolina laws, Mooresville workers’ compensation benefits are generally not taxable.
However, if you are receiving reduced wages while at the same time receiving compensation benefits, the amount you are receiving as reduced wages will be taxable.
Call 1Charlotte To Get Your NC Workers’ Compensation Benefits
Workers’ compensation benefit laws in NC are complex and ever-changing. Depending on the nature of your injuries, you may be a prime candidate for workers’ compensation benefits and we can help protect your rights to fair compensation.
We have extensive experience in negotiating for just workers’ compensation for injured clients. If your employer is not willing to play ball when it comes to paying your compensation dues, we also have extensive litigation experience.
To get your Mooresville workers’ compensation benefits after sustaining injuries or an ailment at work, call our team of attorneys through (704) 706-2689 or schedule a free consultation with us by visiting www.1charlotte.net.
