Charlotte Workers’ Compensation Claims Process

Trying to maneuver the Charlotte Workers’ Compensation Claims Process? When you are injured on the job in Charlotte, North Carolina, you are entitled to claim compensation for your injuries from the workers’ compensation insurance of the employer. But handling a Charlotte worker’s compensation claim on your own can add more stress to what you already have to undergo.

That’s why you need to consult with an experienced workers’ comp lawyer in Charlotte NC about your case. Your lawyer will advise you on what you need to do to obtain maximum compensation for your injuries.

Workers’ compensation lawyers are plentiful in Charlotte NC. But all of them are not created alike. Your research plays a crucial role in selecting the best workers’ comp lawyer for your case. 1Charlotte is a trusted source when it comes to handling different types of personal injury lawsuits including workers’ compensation cases.

Our experienced and skilled lawyers have dealt with hundreds of workers’ comp claims and know the ins and outs of the Charlotte workers’ compensation claims process.

The experienced lawyers at 1Charlotte can guide you through all the steps of the claim process so that you obtain maximum compensation for your injuries. That is why you need to rely on 1Charlotte in Charlotte NC when you have been injured at work and plan to go ahead with a workers’ comp claim.

Call 1Charlotte at (704) 706-2689 today to guide you through the steps of the Charlotte workers’ compensation claims process in NC.

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image is of Charlotte workers' compensation claims process form

How Can I Know if My Injury Will Be Covered By a Workers’ Comp Claim?

When an employee is injured on the job or develops an occupational illness, it’s considered a workers’ comp injury and is covered by the employer’s workers’ compensation insurance policy. Most of the injuries that occur while you perform your duty are covered by workers’ comp insurance including illnesses and accidents that are caused by exposure to work activities, equipment, and materials.

Here are some of the most common work-related injuries that are typically covered by workers’ comp insurance:

  • Amputations that occur in factory and industrial settings
  • Hearing loss or eye injuries
  • Slip, fall, and trip injuries
  • Burns, electrocutions
  • Traumatic brain injuries
  • Knee, back, and shoulder injuries
  • Mesothelioma from asbestos exposure
  • Injury due to defective or dangerous tools and machinery
  • Severe pulmonary conditions like asthma

Time plays an important role in filing a workers’ comp claim. The employee has a limited number of days to report the accident and start the Charlotte workers’ compensation claims process to collect compensation for his or her injuries. The employee should report the injury or illness to the employer or his/her representative as soon as it occurs.

If you delay filing the Charlotte workers’ compensation claims process, the insurance company can deny your claim. Workers’ comp insurance usually doesn’t cover:

  • Injuries caused due to fighting
  • Self-inflicted injuries
  • Stress and other psychiatric disorders
  • Injuries that occur while committing a crime or while under the influence of alcohol or drugs
  • Injuries that occur while violating company policies

Your worker’s compensation lawyer is the best person to evaluate your claim and advise whether your injuries are covered under workers’ comp insurance.

image is of law book about the statute of limitations to file a Charlotte workers' compensation claims process

How Long Do You Have to Begin a Charlotte Workers’ Compensation Claims Process in North Carolina?

North Carolina has a statute of limitations on the amount of time the employee has to file a workers’ comp claim. The employee must file a workers’ comp claim within two years of the initial injury date. The time limit is in place to preserve the availability of evidence and witnesses. Failure to file your workers’ comp claim before the statute of limitations expires will prevent you from ever filing a workers’ comp claim to obtain compensation for your injuries.

How To Begin The Charlotte Workers’ Compensation Claims Process in North Carolina?

When you are injured on the job, you should notify the employer or their representative about your injuries as soon as possible and file a workers’ comp claim with the North Carolina Industrial Commission. Don’t rely on your employer to do the work for you. In fact, there are time limits in NC when it comes to notifying the employer about your injuries and filing a workers’ comp claim. The claim should be filed within two years of the date of injury or the date of the last payment for medical treatment if the employer has provided medical treatment.

Written notice about the accident should be given to the employer as soon as possible or within thirty days of the date of the accident. You should complete Form 18 and file your claim with the NC Industrial Commission. After you have filed the claim, the employer or his/her insurance company should either accept the claim or deny the claim.

When you are injured on the job in Charlotte NC, you are entitled to claim compensation for your damages from the workers’ comp insurance cover of the employer. You need to hire the best workers’ comp lawyer in Charlotte, North Carolina to file your claim. Call 1Charlotte at (704) 706-2689 today to guide you through the steps of the workers’ comp claim process in Charlotte NC.

image is of cartoon figure going through Charlotte workers' compensation claims process

 

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