If you live in North Carolina, and maneuvering a Mooresville Workers’ Compensation Claims Process, you may not know exactly how to do this. Your employer may provide you with paperwork, yet even if they help you, you may not be sure if this is the right decision to make.
It’s always a good idea to get a second opinion, or at least a legal opinion, from lawyers that do this on a daily basis. If you would like to learn more about the Mooresville workers’ compensation claims process, you should consider contacting one of our 1Charlotte lawyers at 704.706.2689.
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What Is Workers Compensation?
This is a system that is mandated by the government. Businesses are required to pay for this insurance that will cover workers that are disabled or become injured on the job. As long as the activities that they were doing on the job site have led to the injuries they sustained, it will be covered under this type of policy.
What Does Workers Compensation Pay For?
Workers’ comp pays for many different things. This would include medical bills associated with recovering from injuries on the job. If a worker becomes sick, they will also pay for their rehabilitation process. Pharmaceutical drugs will be covered, along with missed wage replacement benefits.
Additionally, if the worker dies, death benefits will also come from this insurance.
How Will I Know If Workers Comp Will Cover My Injury If I File A Claim?
Employers are required to provide this insurance, knowing that, if the employee files a claim, it is literally against them. It is also against the insurance company that is going to provide them with the benefits covered by the insurance policy.
In most cases, if you are injured on the job, or become ill, when you file the claim it will be recognized as valid. It is a good idea to have witnesses that can verify what happened to further validate the claim.
Call 1Charlotte to learn more about Mooresville workers’ compensation claims process.
How Long Do You Have In North Carolina To File A Workers Comp Claim?
In North Carolina, you have a total of two years to file a claim and go through the Mooresville workers’ compensation claims process. This is from the date of the injury.
If you go beyond that point, the statute of limitations will be surpassed, and according to North Carolina state law, you will be barred from proceeding forward.
How Do You File A Workers Comp Claim In North Carolina?
First of all, after the accident occurs, you will need to notify your employer. Initially, you can tell them verbally, but it must be written out as soon as possible. Next, you will have to see a doctor. While you are there, you can tell them what has occurred.
Within a period of 30 days, you must officially report this injury to your employer and initiate the Mooresville workers’ compensation claims process. The physician will recommend a course of action, one that you must follow if you are to receive any workers comp benefits.
It is important to file the claim correctly with the North Carolina Industrial Commission. To do this, you are going to use form 18 which you can do online or on paper. Once the paperwork is completed and sent in, it will be processed.
It is vitally important that you copy every single correspondence that you have with workers comp, as well as create copies of every bill, medical report, and every form that you produce. This must be done to protect yourself in case there is ever a dispute.
What North Carolina Covers In Regard To Workers Compensation Claims
In the state of North Carolina, workers’ compensation is only going to cover what is called injuries by accident. That’s why it is very important to describe what happened to you in a specific way. For example, if you injured your back, they may deny your claim based upon how you report the incident.
You need to detail how you injured your back, showing that the activity that you were doing was properly executed based upon safety standards.
If you do not know how to do this, you should implement a Mooresville workers’ compensation claims process by speaking with an attorney about how to properly fill out this form and the description which can often lead to approval or denial from workers comp.
Learn More About Mooresville Workers’ Compensation Claims Process
One way to avoid making mistakes is to work with an attorney that does this every day. They will know how to assess the form that you are filling out, and make corrections if there are any mistakes. They can also help you with disputes if you are delayed in receiving your benefits, or if you are outright denied.
That’s why it’s important to work with a reputable law firm in North Carolina if you are going to file a workers’ compensation claim.
If you would like additional help on this topic, or if you would like assistance in filling out your workers’ comp claim, contact our 1Charlotte office today at 704.706.2689 so that we can start working with you on your workers’ compensation claim.