Do you have Charlotte compensable work injuries? A worker’s compensation is a type of insurance cover held by an employer. It gives employees financial cover in the event of any work-related injuries. Its goal is to provide treatment expenses, payment of lost wages, and others.
If you get injured while at work, filing and handling the demands of a worker’s compensation claim may become an overwhelming experience.
For this reason, it is important to consult with our experienced Charlotte workers’ compensation lawyers.
We offer free initial consultation services, where we will listen to you, answer any question you may have, and offer the best legal action to take. We will guide you through all the steps of the claim process for Charlotte compensable work injuries.
Get in touch with us to learn more about your case and learn the best legal action to take.
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What Are Charlotte Compensable Work Injuries In North Carolina?
For an employee to receive compensation injury benefits, there must be an injury that is ‘Compensable’.
According to North Carolina Compensation benefit laws, an employee must sustain either Occupational disease or Accidental Injuries for a claim to be considered compensable.
In other words, workers’ compensation benefit will only come into play when the injuries are proven to be a result of an accident and therefore can be considered as Charlotte compensable work injuries.
As a result, the North Carolina courts will only award Charlotte compensable work injuries with workers’ compensation benefits if three things are established:
- The injuries a worker sustained are a result of an accident
- The injuries an employee sustained arose out of the employment
- The injuries the employee received came about in the course of employment (while at work)
Furthermore, according to the North Carolina compensation benefit act, the compensability analysis requires an injury that ‘Disabled’ the employee.
NOTE: the term ‘Disabled’ simply means ‘Incapacity to earn the wage because of an injury to an employee that resulted from a work-related accident.’
With that in mind, an employee must therefore prove that the injury:
- Made him/her unable to work or earn the same wages he/she earned before the injury occurred within the same employment or other employment
- His/her incapacity was caused by the injury
The Common Workers Compensation Injuries:
Typical Charlotte compensable work injuries are listed as:
- Back injuries (nerve injuries, muscle strains, injuries to the vertebrae or dies, soft tissue injuries, etc.)
- Slip and fall-related injuries (broken hips, soft tissue injuries, neck injuries, broken legs, spinal injuries, broken injuries, torn rotator cuffs, head trauma, brain injuries, etc.)
- Repetitive motion injuries: These types of injuries often occur due to repetitive motion like working on an assembly line, typing, and more. (bursitis, tendonitis, carpal tunnel syndrome, etc.)
- Fight and assaults – an employee may be eligible to receive compensation injury benefits if the dispute is related to work and nothing else.
- Occupational diseases (inflammation due to workplace trauma, blisters caused by tools, compressed air illness, any form of poisoning, asbestos-related cancer, hearing loss, diseases caused by exposure to chemicals, etc.)
- Machinery accident injuries caused by misuse or faulty machinery
It is important to note that the nature of the injury plays an important role. For this reason, the nature of the injury should be obvious and easily explainable from a particular accident. For example, slip and fall injuries can be easily identified, which makes the nature of the injuries quite obvious.
Therefore, the nature of the injury is not obvious, an employee may not be liable to receive compensation.
To know if your injuries (medical injuries or condition) are considered Charlotte compensable work injuries and are covered under the worker’s compensation injury benefit act, it would be wise to speak to an experienced workers’ compensation attorney in North Carolina.
How Much Can I Get For My Charlotte Compensable Work Injury?
The amount you will get in a worker’s compensation will differ based on the extent of the accident. As such, two factors come into play: –
If your injuries are temporary and the injuries are preventing you from working while recovering, then you will be entitled to receive TTD (Temporary Total Disability) benefit.
It is important to note that this benefit does not cover the first seven days of the disability unless you will end up being away from work for more than 21 days.
The benefit only amounts to 2/3 of your average weekly wages at the time of the injury and is only payable up to a year when it will be disabled.
When it comes to permanent disability, the benefit will vary based on the injury. The following will be evaluated: –
- Scheduled Loss of Use: If you lose a certain part of your body (fingers, tore, arm, etc.), lost your hearing, or vision; you are entitled to receive a permanent partial disability benefit, which will be based on a schedule listing the maximum number of weeks for that sense or part.
- Unscheduled permanent partial disability: The North Carolina law awards lump-sum amounts for other types of partial disability. For example, a loss of, or permanent injury to an organ or part of the body awards $20,000.
- Permanent Total Disability: An employee is eligible to get permanent total disability benefits for the rest of their life at the same rate as the TTD benefit.
Call Us Today To Find Out If Your Injuries are Charlotte Compensable Work Injuries
Call us today to know more about your claim and the best legal action to take. At 1Charlotte law, we offer free initial consultation services. Get your legal assistance today for Charlotte compensable work injuries; contacting our compensation injury lawyer at (704) 706-2689