Navigating the Charlotte Workers’ Compensation Claims Process
If you have suffered a work-related injury or on-the-job injury in Charlotte, North Carolina, you may be entitled to workers’ compensation benefits through your employer’s workers’ compensation insurance coverage. The workers’ compensation claims process can be complex, and attempting to handle your workers’ compensation case on your own can add unnecessary stress while you focus on your recovery.
That’s why it’s crucial to consult with an experienced workers’ compensation lawyer who understands the workers’ comp claims process and can help you file a workers’ compensation claim effectively.
Understanding the Workers’ Compensation Claims Process
When an employee reports an on-the-job injury, the employer’s notification is required, and the first report of injury must be submitted to the state’s workers’ compensation board and the workers’ compensation insurance carrier. This initiates the claim process and allows the injured worker to seek medical treatment from an authorized treating physician.
Throughout the process, the workers’ compensation insurer evaluates the injured employee’s medical records, medical bills, and rehabilitation services to determine eligibility for workers’ compensation benefits. If the claim is denied, the injured employee may need legal assistance to appeal the decision.
Why Choose 1Charlotte for Your Workers’ Compensation Case?
At 1Charlotte, our experienced attorneys specialize in handling workers’ compensation claims and helping clients receive benefits for workplace injuries. We guide clients through every step of the workers’ comp claims process, ensuring that all required paperwork is completed, deadlines are met, and the insurance company is held accountable.
We also assist clients with securing vocational rehabilitation if they cannot return to their previous job, arranging for light duty assignments, and ensuring that their employer reports their employee’s injury accurately. Our goal is to help injured employees get the medical treatment and compensation they deserve.
Get the Compensation You Deserve
If you were injured on the job and need to file a claim, let the skilled attorneys at 1Charlotte handle your case. We have extensive experience dealing with workers’ compensation insurance carriers and understand the laws surrounding workers’ compensation insurance in North Carolina.
Call 1Charlotte at (704) 706-2689 today for expert guidance on the Charlotte workers’ compensation claims process.
How Can I Know if My Injury Will Be Covered By a Workers’ Comp Claim?
When an employee is injured on the job or develops an occupational illness, it’s considered a workers’ comp injury and is covered by the employer’s workers’ compensation insurance policy.
Most of the injuries that occur while you perform your duty are covered by workers’ comp insurance including illnesses and accidents that are caused by exposure to work activities, equipment, and materials.
Here are some of the most common work-related injuries that are typically covered by workers’ comp insurance:
- Amputations that occur in factory and industrial settings
- Hearing loss or eye injuries
- Slip, fall, and trip injuries
- Burns, electrocutions
- Traumatic brain injuries
- Knee, back, and shoulder injuries
- Mesothelioma from asbestos exposure
- Injury due to defective or dangerous tools and machinery
- Severe pulmonary conditions like asthma
Time plays an important role in filing a workers’ comp claim. The employee has a limited number of days to report the accident and start the Charlotte workers’ compensation claims process to collect compensation for his or her injuries.
The employee should report the injury or illness to the employer or his/her representative as soon as it occurs.
If you delay filing the Charlotte workers’ compensation claims process, the insurance company can deny your claim. Workers’ comp insurance usually doesn’t cover:
- Injuries caused due to fighting
- Self-inflicted injuries
- Stress and other psychiatric disorders
- Injuries that occur while committing a crime or while under the influence of alcohol or drugs
- Injuries that occur while violating company policies
Your worker’s compensation lawyer is the best person to evaluate your claim and advise whether your injuries are covered under workers’ comp insurance.
How Long Do You Have to Begin a Charlotte Workers’ Compensation Claims Process in North Carolina?
North Carolina has a statute of limitations on the amount of time the employee has to file a workers’ comp claim. The employee must file a workers’ comp claim within two years of the initial injury date. The time limit is in place to preserve the availability of evidence and witnesses.
Failure to file your workers’ comp claim before the statute of limitations expires will prevent you from ever filing a workers’ comp claim to obtain compensation for your injuries.
How To Begin The Charlotte Workers’ Compensation Claims Process in North Carolina?
When you are injured on the job, you should notify the employer or their representative about your injuries as soon as possible and file a workers’ comp claim with the North Carolina Industrial Commission.
Don’t rely on your employer to do the work for you. In fact, there are time limits in NC when it comes to notifying the employer about your injuries and filing a workers’ comp claim.
The claim should be filed within two years of the date of injury or the date of the last payment for medical treatment if the employer has provided medical treatment.
Written notice about the accident should be given to the employer as soon as possible or within thirty days of the date of the accident. You should complete Form 18 and file your claim with the NC Industrial Commission.
After you have filed the claim, the employer or his/her insurance company should either accept the claim or deny the claim.
Contact 1Charlotte Injury Lawyer on Your Workers’ Comp Claims Process
When you are injured on the job in Charlotte NC, you are entitled to claim compensation for your damages from the workers’ comp insurance cover of the employer. You need to hire the best workers’ comp lawyer in Charlotte, North Carolina to file your claim.
Call 1Charlotte at (704) 706-2689 today to guide you through the steps of the workers’ comp claim process in Charlotte NC.
