You may have heard the adage, “If you can’t do it, don’t do it.” Unfortunately, when it comes to workers’ comp claims many people choose to ignore this advice. As Charlotte personal injury lawyers, we hear this a lot.
Working in an office or factory might not seem like a dangerous job. But numbers tell otherwise. It is estimated that every year workers from all over the world lose their lives in the line of duty due to a workplace accident or an occupational disease.
If you have been through this handling your own Charlotte work injury claim may seem like a viable option, but it’s not. Here are four reasons why you should never try to handle your claim:
- You could make mistakes that compromise your case.
- You could miss important deadlines and lose your chance for compensation.
- You could underestimate the amount of money your case is worth and end up getting far less than you deserve.
- You could end up dealing with an unscrupulous lawyer who takes advantage of you and doesn’t have your best interests at heart.
Contacting an attorney at Workers’ Compensation Lawyers of Charlotte is your best bet. Here, we’ll talk about why handling your worker’s compensation claim on your own is a very bad idea, and how you can avoid a heap of trouble by hiring a Charlotte work injury lawyer.
What Is a Worker’s Compensation Claim?
Workers’ compensation is a system of insurance that provides compensation benefits to employees who are injured or who contract an illness at work. The program is administered by state governments. Workers’ compensation claims can provide benefits for medical expenses, income replacement, and death benefits.
To receive benefits, workers must first file a claim with their employer. The employer then has the option to provide benefits directly to the employee or to purchase insurance to cover the cost of workers’ compensation claims. If the employer purchases insurance, the employee will need to file a claim with the insurance company.
Once a claim is filed, the insurance company will investigate the incident and determine whether or not the employee is eligible for benefits. If the employee is eligible, the insurance company will provide the benefits. If the employee is not eligible, the claim will be denied.
North Carolina workers’ compensation claims can be complex, and the process can be confusing. However, an experienced workers’ compensation attorney can help navigate the process and ensure that the employee receives the benefits they are entitled to.
Reasons Why Handling a Claim On Your Own Is a Very Bad Idea
There are several reasons why handling your worker’s compensation claim on your own is a very bad idea. First and foremost, you likely have no idea how to navigate the worker’s compensation system, which can be incredibly complex. This means you could easily make a mistake that could cost you benefits or even your claim entirely.
Additionally, workers’ compensation insurance companies are notoriously difficult to deal with. They will do everything they can to minimize the amount of money they have to pay out on a claim, which means they will likely try to take advantage of you if you’re not represented by an experienced attorney.
Workers’ compensation claims can be very time-consuming and stressful. If you’re not used to dealing with this type of thing, it’s likely you’ll become overwhelmed trying to handle everything on your own. It’s simply not worth the hassle when you can have someone else take care of it for you.
Furthermore, even if you can successfully navigate the system, you will likely have to do so at a time when you are already dealing with an injury or illness. This can make the process even more difficult and stressful, which can further impact your recovery.
Overall, it is generally in your best interest to hire a worker’s compensation lawyer to handle your claim for you. They will have the experience and knowledge necessary to get you the compensation you deserve, while also taking on the stress and hassle of the process.
Common Mistakes People Make When Handling Their Own Worker’s Compensation Claim
Don’t do it! That’s the advice we would give to anyone thinking about handling their Charlotte workers’ comp claim on their own.
There are several mistakes people commonly make when trying to take care of their worker’s compensation claims themselves. And these mistakes can end up costing you time and money. Here are some of the most common ones:
One of the most common mistakes is failing to report the injury to the employer promptly. It is important to report the injury as soon as possible so that the employer can take appropriate action and begin the claims process.
Another common mistake is failing to seek medical attention for the injury. It is important to see a doctor as soon as possible so that the injury can be properly diagnosed and treated. Additionally, people often make the mistake of trying to negotiate with the insurance company on their own. It is important to have an experienced attorney handle any negotiations with the insurance company to ensure that you are getting the full amount of benefits to which you are entitled.
Hiring a Charlotte Personal Injury Lawyer Is the Best Option!
You’re probably thinking, “I can just handle this claim on my own. I don’t need a lawyer.” But before you go any further, let us explain why hiring a Charlotte workers’ compensation lawyer is the best (and perhaps the only) option for you.
First, dealing with the insurance company is never easy. They have teams of lawyers working for them, and they will do everything in their power to reduce or deny your claim.
Second, personal injury lawyers have the experience and knowledge to get you the best possible settlement. They know the law inside out, and they will fight for your rights every step of the way.
And finally, hiring a lawyer is affordable. In most cases, you will only have to pay a small fee upfront, and the rest will be paid out of your settlement. So there is no risk to you whatsoever.
Don’t try to handle this claim on your own. Contact an attorney today from the Workers’ Compensation Lawyers of Charlotte.
Need consultation and legal help? We’re here for you!