If you’ve been injured on the job, you may be wondering what kinds of disability benefits you can recover through workers’ compensation. Workers’ compensation is a system of insurance that provides benefits to employees who are injured or become ill as a result of their job.
There are four main types of disability benefits that may be available to you through workers’ compensation: temporary disability benefits, permanent disability benefits, supplemental job displacement benefits, and death benefits.
In this blog post, we’ll take a closer look at each of these types of benefits and how they can help you if you’ve been injured on the job. If you or someone you love is looking for worker’s compensation, don’t hesitate to reach out to 1Charlotte’s Charlotte workers’ compensation attorneys – we are a highly experienced team engaged in helping people get the compensation they deserve. Our attorneys know how to deal with things that most people don’t even know about.
Types Of Disability Benefits
There are four types of disability benefits that are recoverable in a worker’s compensation case: temporary total disability (TTD), permanent total disability (PTD), temporary partial disability (TPD), and permanent partial disability (PPD).
Temporary total disability (TTD) benefits are paid to an injured worker who is unable to work at all due to their injury. TTD benefits are typically paid until the injured worker can return to work, or until they reach maximum medical improvement (MMI).
Permanent total disability (PTD) benefits are paid to an injured worker who is permanently disabled and unable to work at all due to their injury. PTD benefits are typically paid for the rest of the injured worker’s life.
Temporary partial disability (TPD) benefits are paid to an injured worker who can return to work but is unable to earn their pre-injury wages due to their injury. TPD benefits are typically paid until the injured worker can earn their pre-injury wages, or until they reach maximum medical improvement (MMI).
Permanent partial disability (PPD) benefits are paid to an injured worker who is permanently disabled but able to return to work in some capacity despite their injury. PPD benefits are typically paid for the rest of the injured worker’s life.
The Benefits You Can Get In A Worker’s Compensation Case
The worker’s compensation can help you get the following benefits:
Rehabilitation Benefit
A Rehabilitation Benefit is a type of benefit that a worker may be entitled to receive if they have an injury that will heal over time, but the worker cannot work during the period that is necessary for the injury to heal. This type of benefit is paid to the worker as a way of helping them to meet their financial obligations during the period that they are unable to work.
Wage Loss Benefit
A Wage Loss Benefit is a type of benefit that a worker may be entitled to receive if they have an injury that will heal over time, but the worker can work in a different capacity during the period that is necessary for the injury to heal. This type of benefit is paid to the worker as a way of helping them to meet their financial obligations during the period that they can work in a different capacity.
Death Benefit
A Death Benefit is a type of benefit that a worker’s family or loved ones may be entitled to receive if the worker has been injured at work, and died as a result of that injury. The amount of the death benefit that the family is entitled to receive will depend on the circumstances of the case.
How To File A Claim For Disability Benefits
If you have been injured on the job and are unable to work, you may be eligible for disability benefits through your employer’s workers’ compensation insurance. These benefits can help you cover your living expenses and medical bills while you recover from your injuries.
To file a claim for disability benefits, you will need to fill out a workers’ compensation claim form and submit it to your employer. Your employer will then forward the claim to their insurance company. The insurance company will review your claim and determine whether or not you are eligible for benefits.
If you are approved for benefits, you will receive a monthly check that will help cover your living expenses. You may also be reimbursed for any medical bills related to your injury. If your injury is severe and prevents you from ever returning to work, you may be eligible for lifelong disability benefits.
If you have been injured on the job, don’t hesitate to file a claim for disability benefits with the help of Charlotte workers’ compensation attorneys. These benefits can help you make ends meet while you recover from your injuries.
How To Appeal A Denied Claim For Disability Benefits
If your claim for disability benefits is denied, you have the right to appeal the decision. You must file your appeal within 60 days of receiving the denial notice.
To appeal the denial, you will need to submit a written request to the appeals office. Include in your request any information that you feel will support your case for benefits, such as medical records or statements from your doctor. You may also want to include a personal statement explaining why you feel you should receive benefits.
Once your appeal is received, it will be reviewed by an analyst who will make a recommendation to the appeals board. The board will then review your case and issue a final decision. If you are still dissatisfied with the decision, you may file a petition with the Workers’ Compensation Commission.
Our Charlotte Workers Compensation Attorneys Can Handle Your Case Effectively
There are many different types of benefits that can be recovered in a worker’s compensation case, depending on the nature and severity of the injury. Some of the most common benefits include medical expenses, lost wages, and disability benefits.
If you have been injured at work, it is important to speak with experienced Charlotte personal injury attorneys from the 1Charlotte Law Firm to determine what types of benefits you may be entitled to. It is also highly important to remember that your case must be handled carefully to avoid any pitfalls.
Call us now for a consultation and free case review!